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How to Use Unity Bank Mobile App For Transactions

Unity Bank Mobile app is a mobile banking application that enables Unity Bank customers to do online transactions from the comfort of their phone or computer. Before you can use the Unity Mobile app to do transactions, you need to follow the following steps.

The Unity Bank mobile banking application provides access for customers to manage their transactions in a secure, easy, and convenient way from anywhere and at any time through the use of their mobile phone.

Below is how to use the Unity Bank Mobile app to perform an online transaction.

How to Activate the Unity Bank Mobile app

Follow the 3 quick steps below to activate Unity mobile

Step 1 – You have to first download the Unity mobile Application via your mobile app store (android, blackberry, windows, and Apple stores) for all smartphones, or send an SMS “D UNITY” to 20220 for Java-enabled phones.

Step 2 – Then, Login to the Unity Bank Mobile app on your mobile phone to register your account, mobile number, and other details on unity mobile. Select your mobile network provider and send. You will receive a congratulatory message of successful activation with a default PIN.

Step 3 – Click on security on the menu list to change the default PIN to your desired 4-digit PIN known to you alone. Visit any of our branches to complete your data capture and limit increase

Visit any of our branches to activate your PIN, Fill out the PIN activation form, and submit to the CSO to activate your PIN.

Unity Bank Mobile app image
Unity Bank Mobile app

Benefits of the Unity Bank Mobile app

  1. Secure and fast way to transfer funds to Unity bank accounts and to other bank accounts
  2. Quick Airtime Recharge
  3. The smart way to pay DSTV, MyTv, and other cable Tv bills
  4. Easy way to view account balance and download mini statement
  5. You can use it to Send money to non-account holders and pay merchants
  6. Pay electricity and other essential bills without stress

Requirements to use the Unity Bank Mobile app

  • Here are what you need before you can use the Unity Mobile App
  • An active Unity bank account (current or savings)
  • Mobile phone and an active mobile number
  • Download Unity mobile application to your phone or simply dial *389*215#
  • You will need to Submit a duly completed and signed application request form to any of the bank branches to activate the PIN
CEO Marvnic Media-owner of Phonecorridor and other media platforms in Nigeria. I am a digital marketing professional with over 6 years of experience. I love gadgets, cars, and smartphones. My current smartphone is the Google Pixel 6 Pro. I hope to buy Tesla Car soon


  1. I just downloaded the unity bank app, and after I registered, the amount which was written as my account balance was a thousand naira less than what it should have been. Does that mean I was charged one thousand naira to download, register & activate??