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EasyBuy Smartphone Loan, Requirements and How to Pay Later

In this post, we discussed in detail everything you need to know about Easybuy, how to apply for Easybuy loan, how to buy phones and pay later Easybuy background check, and others.

EasyBuy Mobile Device Financial Platform is a platform put in place to enable Nigerians to buy a device of their choice and pay later in installments. The platform comes with a unique proposal for Nigerians related to the purchase of smartphones or mobile devices such as smartwatches.

In simple terms, it is a platform that makes buying devices a breeze. For example,  if you have a list of mobile phones or devices you will like to buy but you don’t have enough money to pay in full, EasyBuy makes it easier to buy any smartphone of your choice just by paying instrumentally.

Let’s say you want to buy the iPhone X which comes with 64GB, 256GB, and 512GB of storage, you will be charged between 90,000 – 174,417 depending on the storage option you pick and you can pay in three to five months

So in this article,  I will be discussing all you need to know about the EasyBuy platform, how it works, and everything you need to know.

What is the EasyBuy?

I am not sure if you’ve noticed but the “loan business” is now very lucrative in Nigeria. The economic state of the country means most people can’t readily afford to pay for things they want. But overall a period of time they can afford to pay for it.

Imagine wanting to own, let’s say a Tecno Spark 4 which costs around N34,000-N35,000, but you can’t afford to raise the cash at once. That’s where EasyBuy comes in.

EasyBuy Mobile Device Financial Platform offers people like you an opportunity to use the smartphone of your dream and pay in installments.

Though, you need to pay 30% of the total price of the device upfront. If you’re buying the Tecno Spark 4 at N36,000, 30% of N36,000 is N10,800. So all you have to pay upfront to EasyBuy is N10,800 and they will hand you a Tecno Spark 4 to start using immediately. The remaining N25,200 balance will be paid over an extended period of months-3 or 5 months.

How to apply for Easybuy Loan

Before you can buy a device from Easybuy, you are required to first book an appointment online or visit any mobile outlet in Nigeria where there are Easybuy representatives.

To apply for Easybuy online, just visit their website and fill out the application form with your phone number.

Once this is done, one of their reps will get in touch with you on how you can apply for a device you want to buy and pay later.

How does it work and How Can I Buy a phone on loan on Easybuy?

Have you been asking how you can buy a phone on EasyBuy and pay later? It is quite simple to own a smartphone with EasyBuy.

Just follow the steps below;

  • Go to the EasyBuy website
  • Select a smartphone or device from their catalogue, it will bring some information about the device, like the storage options if the said device is available in different configurations.
  • Then, select the storage option of your choice and choose your preferred payment plan/duration. Note you can only pay the remaining balance in three to five months
  • Add the item to the cart and then checkout
  • Complete and submit the online application form. Ensure you enter your accurate information. EasyBuy will carry out an investigation into that information.
  • You’ll be contacted by a representative from EasyBuy within three working days to let you know if your application is accepted or not.

If your application is accepted, you’ll be required to make the down payment which is a minimum of 30% of the product’s price. And choose from the two monthly repayment offers (3 or 5 months. Note that monthly repayment is either by post-dated cheques or direct debit. For now, EasyBuy is available only to residents of Lagos state.

EasyBuy Mobile Device Requirements

Things you need before you can apply for an Easybuy device loan.

Unfortunately, this platform isn’t for every Nigerian. There are certain requirements you must meet before you join the program and things you must do while in the program.

Below are the requirements of the EasyBuy financial platform;

  1. Applicant must have a valid ID (International Passport, Driver’s License, National ID Card or Voter’s Card).
  2. Applicant must have a Bank Verification Number (BVN).
  3. Applicant must have an ATM Card.
  4. Applicant must be a salary earner.
  5. Applicant must be willing to pay a minimum of 30% down payment and choose any of the available two loan systems; 3 months with 9% interest rate and 6 months with a 6% interest rate.

Once you are able to meet these requirements, you are ready to go.

How can I pay back the Easybuy Device loan?

After subscribing to an Easybuy loan, it is important you pay back the amount on an installment basis. To do so which is usually on a monthly basis, you will need to install the EasyBuy app (Pls note that the app will be sent to you to install at the point of purchase).

Through the app, you can pay back your loan on a monthly basis by transferring to their Access Bank account no 0775630482. [ You can check out how to make a transfer on Access Bank through code here ]

After making payment, it is advisable you send proof of payment to upon payment with your name and the telephone number linked to your BVN.

Types of Mobile Devices available on EasyBuy

On the company’s website, there is only a handful of devices available at least for now. Only Apple and Samsung products can be seen on the website. At the time of writing, the following products are available;

How can I contact Easybuy in Nigeria?

There are four ways to contact Easybuy in Nigeria. You can contact them on social media, you can call their customer care number, can visit their website, you can as well contact them via email address, and finally by going to their head office.

You can reach out to the company by going to their head office at 10 Bankole Lukman street, Lekki Lagos.

EasyBuy Customer Care

They are open from 8 AM to 5 PM Monday to Saturday. Alternatively, you can call or send them an email.

  • Call: +2347032948457
  • Email:
  • Website:
  • EasyBuy Facebook:

Easybuy Offices in Lagos, Abuja, Port-Harcourt, Ibadan

Below you will find the Easybuy offices across Nigeria

These are EasyBuy partners where you can access EasyBuy mobile device financing service

There you have it guys, on how you can buy phones at Easybuy and pay later. If you have been searching for how you can buy phones on an installment basis, easy buy mobile financing is the way to go.

You can buy phones from TECNO, Samsung, Apple, Infinix, and other brands. It is advisable you contact their customer service or visit their head office for more information.

CEO Marvnic Media-owner of Phonecorridor and other media platforms in Nigeria. I am a digital marketing professional with over 6 years of experience. I love gadgets, cars, and smartphones. My current smartphone is the Google Pixel 6 Pro. I hope to buy Tesla Car soon


  1. My name are kolawole olamilekan morenikeji.i want to say sorry that my easybuy to pay had due and not pay yet.please they have’nt pay our salary of April till now that’s why i have not pay my easybuy.even I have no rest of mind.i called customer care with my glo line on this but they didn’t pick until my credit finished,also i called one of your worker Reached I told her but she I must pay .so anytime from now they pay I will also pay my own…thanks.